Federal Unsubsidized Loans

• Accrues 6% interest upon disbursement
• 1.069% loan fee, deducted proportionately from each disbursement
• Repayment begins six months after graduation or withdrawal, or when enrolled below half-time status (five credits for graduate students)
• No credit check required

Federal Graduate PLUS Loans

• Accrues 7% interest rate upon disbursement
• 4.276% loan fee, deducted proportionately from each disbursement
• Maximum amount offered is cost of attendance minus other aid received
• Repayment begins six months after graduation or withdrawal, or when enrolled below half-time status (five credits for graduate students)
• Requires credit check and completion of Graduate PLUS loan application

Private education loans

• Obtained from a private lender
• Interest rates, loan fees, repayment, and eligibility requirements may vary
• Review ASU’s private educational lender list

Loans for international students

To be considered for private education loans through a lender, you can request up to the approximate cost of your attendance through private educational loans. However, to be considered for a private loan, you must apply with a creditworthy co-applicant (co-signer) who is a U.S. citizen.