Master of Science in Information Management - Loan Options

Loan Options

Give yourself the best opportunity to succeed. By utilizing a combination of loans, you may cover the cost of the W. P. Carey MSIM program.

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Federal Unsubsidized Loans

  • Accrues 6.21% interest upon disbursement
  • 1.073% loan fee, deducted proportionately from each disbursement
  • Repayment begins six months after graduation or withdrawal, or when enrolled below half-time status (five credits for graduate students)
  • No credit check required

Federal Graduate PLUS Loans

  • Accrues 7.21% interest rate upon disbursement
  • 4.292% loan fee, deducted proportionately from each disbursement
  • Maximum amount offered is cost of attendance minus other aid received
  • Repayment begins six months after graduation or withdrawal, or when enrolled below half-time status (five credits for graduate students)
  • Requires credit check and completion of Graduate PLUS loan application

Private Education Loans

Loans for International Students

To be considered for private education loans through a lender, you can request up to the approximate cost of your attendance through private educational loans. However, to be considered for a private loan, you must apply with a creditworthy co-applicant (co-signer) who is a U.S. citizen.